Instruction:

1. Deposit Collateral: Deposit ETH/WBTC into Compound.
2. Borrow Assets: Borrow stablecoins against the collateral.
3. Reinvest: Optionally reinvest the borrowed assets.

Risks:

1. Liquidation Risk: Same as above; ensure collateral is sufficient.
2. Smart Contract Risk: Compound has been relatively stable, but past vulnerabilities like the COMP distribution bug in 2020 pose potential risks.
3. Network Congestion: High gas fees and congestion on Ethereum can affect the cost and speed of transactions.